Kur Bank Mandiri 2024 Sumedang

//

FATIH

Gambaran Umum KUR Bank Mandiri 2024 di Sumedang

KUR Bank Mandiri 2024 Sumedang – Yo, what’s up, Sumedang peeps? Need some dough for your next big hustle? Bank Mandiri’s KUR program might be your ticket to success. Think of it as your BFF for all things business-related, especially if you’re in Sumedang. This ain’t your grandma’s loan; it’s streamlined, pretty chill, and could totally help you level up your game. Let’s break it down, fam.

Isi :

Persyaratan Umum Pengajuan KUR Bank Mandiri 2024 di Sumedang

Okay, so you wanna apply? Totally get it. But first, you gotta meet some basic requirements. Think of it as the pre-game checklist before you hit the field. It’s not too crazy, just the usual stuff to make sure everything’s legit.

Program KUR Bank Mandiri 2024 Sumedang menawarkan peluang emas bagi para pelaku UMKM di daerah tersebut, dengan beragam pilihan skema pembiayaan yang menarik. Sebagai perbandingan, peluang serupa juga terbuka di wilayah lain, misalnya dengan melihat informasi terkini mengenai KUR BCA Desember 2024 Tanjungpinang yang mungkin menawarkan persyaratan dan benefit berbeda. Kembali ke KUR Bank Mandiri Sumedang, keunggulan program ini terletak pada aksesibilitas dan kemudahan proses pengajuannya, membantu UMKM lokal berkembang pesat.

  • You gotta be a citizen of Indonesia, obviously.
  • You need to be at least 21 years old. No toddlers allowed in the biz game.
  • You’ll need to have a business that’s been running for at least six months. Gotta show some hustle!
  • Your business should be located in Sumedang. Local love!
  • You’ll need to provide some financial documents, showing your business’s financial health. Think of it as showing your business’s report card.
  • And finally, you’ll need to meet the creditworthiness criteria set by Bank Mandiri. This just means showing you’re a responsible borrower.

Jenis-jenis KUR Bank Mandiri 2024 yang Tersedia di Sumedang

Bank Mandiri’s KUR isn’t a one-size-fits-all deal. They’ve got different types of loans to match your specific needs. It’s like choosing the perfect pair of kicks for your outfit – gotta find the right fit!

Program KUR Bank Mandiri 2024 Sumedang menawarkan peluang emas bagi para pelaku UMKM di daerah tersebut, dengan berbagai kemudahan akses dan persyaratan yang terbilang ringan. Sebagai perbandingan, kita bisa melihat penawaran serupa di daerah lain, misalnya informasi mengenai KUR BCA Desember 2024 Aceh Selatan yang mungkin memiliki skema dan persyaratan berbeda. Kembali ke KUR Bank Mandiri Sumedang, program ini diharapkan dapat mendorong pertumbuhan ekonomi lokal dan memberdayakan masyarakat melalui akses permodalan yang lebih mudah.

Dengan demikian, peluang berkembang bagi para pengusaha di Sumedang semakin terbuka lebar.

  • KUR Mikro: This is perfect for small businesses, like your local boba shop or that rad clothing boutique down the street.
  • KUR Kecil: Stepping up the game? This one’s for businesses that are a little bigger and need a bit more capital. Think expanding your operations or adding new equipment.
  • KUR Super Mikro: This is for the ultimate micro-entrepreneurs. The smallest loans for the smallest businesses. Think side hustles and online businesses.

Perbandingan Suku Bunga KUR Bank Mandiri 2024 di Sumedang dengan Bank Lain di Wilayah Tersebut

Alright, let’s talk about the money, money, money. Interest rates are super important, so let’s compare Bank Mandiri’s KUR rates with other banks in Sumedang. Remember, rates can change, so this is just a general snapshot – always check the latest info directly with the banks.

Bank Jenis KUR Suku Bunga (Perkiraan) Keterangan
Bank Mandiri Mikro 6% – 9% Bisa berubah, cek langsung ke Bank Mandiri
Bank BRI Mikro 7% – 10% Bisa berubah, cek langsung ke Bank BRI
Bank BJB Mikro 6.5% – 9.5% Bisa berubah, cek langsung ke Bank BJB

Disclaimer: The interest rates above are estimates and can vary depending on several factors. Always confirm the current rates with the respective banks before making any decisions. Don’t get caught slippin’!

Informasi mengenai KUR Bank Mandiri 2024 Sumedang, dengan beragam skema pembiayaan yang ditawarkan, sangat menarik bagi para pelaku usaha di daerah tersebut. Namun, mempersiapkan diri untuk masa depan juga penting; pertanyaan mengenai aksesibilitas KUR di tahun berikutnya pun muncul, misalnya, “Apakah ada peluang serupa untuk peternak di tahun 2025?”. Untuk menjawab hal tersebut, silahkan cek informasi lebih lanjut di Apakah Ada KUR Mandiri 2025 Untuk Peternak.

Kembali ke KUR Bank Mandiri 2024 Sumedang, segera manfaatkan kesempatan ini untuk mengembangkan usaha Anda sebelum program berakhir.

Syarat dan Ketentuan KUR Bank Mandiri 2024 Sumedang

KUR Bank Mandiri 2024 Sumedang

Yo, peeps! Applying for a KUR Bank Mandiri loan in Sumedang? Totally get it – that extra cash can be a game-changer. But before you dive in headfirst, let’s break down the deets on requirements and the application process. Think of this as your ultimate cheat sheet to snag that sweet, sweet loan.

Program KUR Bank Mandiri 2024 Sumedang menawarkan peluang emas bagi para pelaku UMKM di wilayah tersebut, dengan berbagai kemudahan akses pembiayaan. Sebagai perbandingan, anda juga bisa mengeksplorasi pilihan lain seperti KUR BCA Desember 2024 Tangerang Selatan , yang mungkin menawarkan skema berbeda. Kembali ke KUR Bank Mandiri Sumedang, program ini dirancang untuk mendorong pertumbuhan ekonomi lokal, memberikan suntikan modal bagi usaha-usaha kecil dan menengah agar dapat berkembang pesat dan berkontribusi pada kesejahteraan masyarakat.

Persyaratan Dokumen KUR Bank Mandiri 2024 Sumedang

Okay, so you wanna get that dough? You’ll need to gather some docs. It’s like, totally important. No shortcuts here, fam.

KUR Bank Mandiri 2024 Sumedang menawarkan beragam pilihan pembiayaan bagi pelaku UMKM di wilayah tersebut, dengan proses pengajuan yang diharapkan lebih mudah dan cepat. Membandingkan simulasi angsuran menjadi langkah bijak sebelum memutuskan, dan untuk gambaran perhitungan, Anda bisa melihat contohnya pada Tabel Angsuran Kur Bca yang memberikan ilustrasi angka-angka yang jelas. Informasi ini dapat membantu Anda memperkirakan besaran cicilan yang akan dibayarkan, sehingga Anda dapat merencanakan penganggaran dengan lebih matang sebelum mengajukan KUR Bank Mandiri 2024 Sumedang.

  • KTP (your ID, duh)
  • Kartu Keluarga (family ID card)
  • Surat Keterangan Usaha (business license – show ’em what you got!)
  • Surat Izin Usaha Perdagangan (if applicable – more official paperwork)
  • NPWP (tax ID – gotta pay your dues)
  • Dokumen pendukung lainnya (other supporting documents – this might vary, so double-check!)

Proses Pengajuan KUR Bank Mandiri 2024 Sumedang

Alright, so you’ve got your docs – now what? The application process might seem a little intense, but just follow these steps and you’ll be chilling.

Program KUR Bank Mandiri 2024 Sumedang menawarkan beragam kemudahan akses kredit bagi pelaku UMKM di wilayah tersebut, dengan berbagai pilihan plafon dan tenor yang menarik. Sebagai perbandingan, Anda juga bisa melihat penawaran menarik dari kompetitor, misalnya informasi lengkap mengenai Kur Mikro Bca yang juga memberikan solusi pembiayaan bagi usaha mikro. Setelah membandingkan kedua program tersebut, Anda dapat memilih skema KUR yang paling sesuai dengan kebutuhan bisnis Anda di Sumedang, mengingat KUR Bank Mandiri 2024 Sumedang memiliki keunggulan tersendiri dalam jangkauan dan layanannya.

  1. Visit a Bank Mandiri branch in Sumedang – that’s where the magic happens.
  2. Fill out the application form – it’s pretty straightforward.
  3. Submit all required documents – make sure everything is in order!
  4. Wait for the approval process – this can take a bit, so be patient.
  5. If approved, sign the loan agreement – congrats, you’re in the game!

Pertanyaan Umum Seputar Persyaratan KUR Bank Mandiri 2024 Sumedang

Got some burning questions? Let’s hit some FAQs. These are the things everyone’s been asking.

  • What’s the minimum loan amount? (This varies – check with the bank.)
  • What’s the interest rate? (It depends on the loan amount and your creditworthiness.)
  • What’s the repayment period? (Again, this varies, so inquire at the bank.)
  • What happens if I can’t repay the loan? (Talk to the bank about repayment options if you’re struggling.)

Tips dan Trik Mempersiapkan Dokumen Pengajuan KUR Bank Mandiri 2024 Sumedang

Keep your documents organized! Make copies of everything. Double-check deadlines. Having everything ready makes the process so much smoother. No one likes unnecessary stress, right?

Langkah-Langkah Pengisian Formulir Pengajuan KUR Bank Mandiri 2024 Secara Online

While the process is mostly done in person, online pre-registration might be available. Check Bank Mandiri’s official website for the latest info. It’s always best to confirm with the bank directly for the most up-to-date steps.

KUR Bank Mandiri 2024 Sumedang menawarkan solusi pembiayaan bagi pelaku UMKM di daerah tersebut, dengan proses yang relatif mudah dan cepat. Membandingkannya dengan program serupa di tahun berikutnya, kita bisa melihat lebih jauh keunggulannya. Untuk mengetahui lebih detail mengenai perbedaan dan keunggulan KUR Mandiri 2025 dibandingkan bank lain, silahkan kunjungi Keunggulan KUR Mandiri 2025 Dibandingkan Bank Lain .

Informasi ini akan membantu Anda mempertimbangkan pilihan terbaik untuk usaha Anda. Dengan demikian, perencanaan bisnis Anda di Sumedang dengan memanfaatkan KUR Bank Mandiri 2024 akan semakin terarah dan terukur.

Remember, it’s all about being prepared. Don’t be a total noob – do your research and you’ll be golden. Good luck, fam!

KUR Bank Mandiri 2024 Sumedang menawarkan peluang emas bagi pelaku UMKM di wilayah tersebut. Program ini hadir dengan berbagai kemudahan akses kredit, namun persyaratannya tentu perlu diperhatikan. Sebagai perbandingan, Anda bisa melihat Syarat Kur Bca untuk mendapatkan gambaran lebih luas mengenai persyaratan kredit UMKM pada umumnya. Informasi ini berguna untuk mempersiapkan diri sebelum mengajukan KUR Bank Mandiri 2024 Sumedang, memastikan dokumen dan kelengkapan yang dibutuhkan sudah terpenuhi.

Dengan begitu, proses pengajuan KUR Bank Mandiri 2024 Sumedang akan lebih lancar dan peluang untuk mendapatkannya semakin besar.

Plafon dan Jangka Waktu KUR Bank Mandiri 2024 Sumedang

Yo, peeps! Getting a loan can be, like, totally daunting, right? But knowing the deets on KUR Bank Mandiri in Sumedang for 2024 can make it less stressful. This is your guide to navigating the loan amounts and repayment periods – think of it as your cheat sheet to financial freedom!

Program KUR Bank Mandiri 2024 Sumedang menawarkan angin segar bagi para pelaku UMKM di daerah tersebut, dengan berbagai kemudahan akses pembiayaan. Perlu dipertimbangkan juga alternatif lain, seperti informasi mengenai Kur Kecil Bca yang mungkin menawarkan skema berbeda dan bisa menjadi perbandingan yang bermanfaat. Dengan membandingkan berbagai pilihan, Anda dapat memilih skema KUR yang paling sesuai dengan kebutuhan bisnis di Sumedang, menjamin kelancaran operasional usaha dan pertumbuhan yang berkelanjutan.

Kemudahan akses informasi dan berbagai pilihan KUR, seperti KUR Bank Mandiri 2024 Sumedang, sangat penting untuk kemajuan ekonomi lokal.

Besaran Plafon KUR Bank Mandiri 2024 di Sumedang

Okay, so the amount you can borrow (the “plafon,” get it?) varies, depending on your biz. It’s all about your business plan, dude. For micro businesses, it might be a smaller amount, while larger enterprises could snag a bigger chunk of change. Think of it like this: a food truck will need less capital than, say, a full-blown restaurant. Bank Mandiri will assess your application and decide what’s up. It’s all about being legit and showing them you’re gonna pay them back, no cap.

Jangka Waktu Pinjaman KUR Bank Mandiri 2024 di Sumedang

The repayment period, or “tenor,” is also flexible, ranging from a few months to a couple of years. This gives you some wiggle room to plan your cash flow. Choosing a longer term means smaller monthly payments, but you’ll end up paying more in interest overall. Shorter terms mean bigger payments but less interest in the long run. It’s a total balancing act, fam.

Ilustrasi Perhitungan Cicilan KUR Bank Mandiri 2024 di Sumedang

Let’s say you’re looking at a loan of 50 million rupiah, that’s a solid amount, right? With a 3-year tenor, your monthly payments might be around 1.7 million rupiah. However, if you opt for a 5-year tenor, your monthly payments drop to about 1 million rupiah. But remember, that longer tenor means more interest. This is just an example, though. The actual amount depends on the interest rate, which can vary. It’s all about crunching the numbers and seeing what works best for your situation.

Program KUR Bank Mandiri 2024 di Sumedang menawarkan peluang emas bagi para pelaku UMKM untuk mengembangkan usaha mereka. Informasi mengenai plafon dan persyaratannya mudah diakses di kantor cabang setempat. Namun, untuk merencanakan keuangan dengan lebih matang, penting juga untuk mengetahui proyeksi suku bunga di tahun berikutnya. Untuk itu, silahkan cek informasi terbaru mengenai Berapa Suku Bunga KUR Mandiri 2025 agar Anda dapat mempersiapkan diri dan memanfaatkan KUR Bank Mandiri 2024 di Sumedang secara optimal.

Dengan perencanaan yang baik, kesuksesan usaha Anda di Sumedang akan semakin terjamin.

Perbandingan Jangka Waktu KUR Bank Mandiri 2024 di Sumedang dengan Kompetitor

Bank Mandiri’s KUR options usually stack up pretty well against other banks in Sumedang. They often offer competitive interest rates and flexible tenors. However, it’s always a good idea to do your research and compare offers from different banks. Shop around, dude! Don’t just settle for the first thing you see.

Simulasi Cicilan KUR Bank Mandiri 2024 di Sumedang

Plafon (IDR) Tenor (Bulan) Estimasi Cicilan Bulanan (IDR)
25.000.000 12 2.200.000 (approx.)
50.000.000 24 2.500.000 (approx.)
75.000.000 36 2.800.000 (approx.)

Disclaimer: These are just estimates. Actual numbers will vary based on interest rates and other factors. Always check with Bank Mandiri for the most accurate information.

Program KUR Bank Mandiri 2024 Sumedang menawarkan peluang emas bagi para pelaku UMKM di daerah tersebut, dengan berbagai kemudahan akses dan persyaratan yang kompetitif. Sebagai perbandingan, Anda juga bisa mengeksplorasi informasi terkait skema pembiayaan lain di daerah lain, misalnya dengan melihat detail penawaran KUR BCA Desember 2024 Aceh Barat Daya yang mungkin memiliki karakteristik berbeda.

Kembali ke KUR Bank Mandiri Sumedang, program ini diharapkan dapat mendorong pertumbuhan ekonomi lokal dan memberdayakan masyarakat melalui akses permodalan yang lebih mudah.

Keunggulan dan Kelemahan KUR Bank Mandiri 2024 Sumedang

Yo, peeps! Thinking about snagging a KUR Bank Mandiri loan in Sumedang this year? Totally get it – that extra cash could be, like, a total game-changer. But before you dive headfirst into the application, let’s break down the good, the bad, and the downright ugly. It’s all about being *woke* and making sure you’re making the right choice for your *situation*, right?

Keunggulan KUR Bank Mandiri 2024 di Sumedang

Bank Mandiri’s KUR program in Sumedang offers some pretty sweet perks. It’s known for its relatively low interest rates compared to some other banks – that’s a major plus, especially if you’re on a tight budget. Plus, the application process is often described as less of a headache than some other lenders, which is a total win. They also sometimes offer flexible repayment plans, making it easier to manage your cash flow. Think of it as your financial BFF.

  • Lower interest rates than some competitors.
  • Streamlined application process – less paperwork, less stress.
  • Flexible repayment options to suit your needs.

Kelemahan KUR Bank Mandiri 2024 di Sumedang

Okay, let’s get real for a sec. While Bank Mandiri’s KUR has its upsides, it’s not all sunshine and rainbows. The amount you can borrow might be capped, depending on your credit history and business needs. Also, be aware that there might be hidden fees or administrative costs that could add up. It’s always wise to read the fine print – no one wants any nasty surprises, right?

  • Loan amounts might be limited based on individual circumstances.
  • Potential for hidden fees or additional charges.
  • Requirement for thorough documentation can be a bit of a hassle.

Pertimbangan Penting Sebelum Mengajukan KUR Bank Mandiri 2024 di Sumedang

Before you hit that “submit” button, you need to do your homework. Think of it like planning the ultimate epic road trip – you gotta map it out first! Consider your business needs, carefully analyze your financial situation, and compare interest rates and terms with other lenders. Don’t be afraid to shop around – it’s all about finding the best deal for you.

Program KUR Bank Mandiri 2024 Sumedang menawarkan kemudahan akses modal bagi pelaku UMKM di daerah tersebut, dengan proses pengajuan yang relatif mudah dan cepat. Menariknya, untuk kemudahan pengelolaan keuangan, Anda juga perlu mengetahui metode pembayaran angsuran di masa mendatang. Pertanyaan yang sering muncul adalah, bagaimana praktisnya pembayaran angsuran KUR? Simak informasi selengkapnya di Apakah Bisa Membayar Angsuran KUR Mandiri 2025 Melalui Livin By Mandiri untuk mempersiapkan diri sebelum mengajukan KUR Bank Mandiri 2024 Sumedang.

Dengan demikian, Anda dapat merencanakan arus kas bisnis dengan lebih baik dan memanfaatkan layanan digital perbankan yang efisien. Kemudahan akses informasi ini diharapkan dapat mendukung kesuksesan usaha Anda melalui program KUR Bank Mandiri 2024 Sumedang.

  1. Assess your business needs and financial capabilities.
  2. Compare KUR Bank Mandiri’s offerings with other banks’ programs.
  3. Carefully review all terms and conditions, including interest rates, fees, and repayment schedules.
  4. Ensure you have all the necessary documents prepared for a smooth application process.

Perbandingan Keuntungan dan Kerugian KUR Bank Mandiri 2024 di Sumedang

Potensial untuk mendapatkan modal usaha dengan bunga yang relatif rendah dan proses aplikasi yang mudah. Namun, perlu diperhatikan keterbatasan jumlah pinjaman, potensi biaya tambahan, dan pentingnya memahami semua persyaratan dan ketentuan sebelum mengajukan aplikasi. It’s a risk-reward situation, so weigh it carefully!

Ringkasan Keunggulan dan Kelemahan KUR Bank Mandiri 2024 di Sumedang

Keunggulan Kelemahan
Bunga relatif rendah Jumlah pinjaman terbatas
Proses aplikasi mudah Potensi biaya tambahan
Opsi cicilan fleksibel Persyaratan dokumen yang ketat

Informasi Kontak dan Lokasi Bank Mandiri di Sumedang

KUR Bank Mandiri 2024 Sumedang

Yo, peeps! Need to know where to score that sweet, sweet KUR loan in Sumedang? Bank Mandiri’s got your back. This info is straight fire, so pay attention!

Alamat dan Nomor Telepon Kantor Cabang Bank Mandiri di Sumedang

Finding the right Bank Mandiri branch in Sumedang for your KUR application can be a total breeze. Check out the deets below – it’s all totally legit.

  • Cabang Utama Sumedang: [Alamat lengkap cabang utama Bank Mandiri Sumedang]. Telp: [Nomor telepon cabang utama]. This is like, the main hub, you know?
  • Cabang [Nama Cabang Lain, jika ada]: [Alamat lengkap cabang lain, jika ada]. Telp: [Nomor telepon cabang lain, jika ada]. Another solid option, totally rad.

Jam Operasional Kantor Cabang Bank Mandiri di Sumedang

Knowing the hours is key, right? Don’t wanna waste your precious time, fam. Here’s the lowdown on when you can hit up these branches.

  • Senin – Jumat: [Jam operasional Senin-Jumat]. Pretty standard, right?
  • Sabtu: [Jam operasional Sabtu]. Sometimes they’re open on Saturdays, which is awesome.
  • Minggu: Usually closed on Sundays, but you never know, right? Always best to double-check.

Alamat Website dan Email Resmi Bank Mandiri

For all the extra info, or if you’re feeling extra digital, check out these resources. It’s all about efficiency, right?

  • Website: www.bankmandiri.co.id (or the relevant URL for KUR information)
  • Email: [Alamat email resmi Bank Mandiri untuk pertanyaan KUR, jika tersedia]

Peta Digital Lokasi Kantor Cabang Bank Mandiri di Sumedang

Okay, so picturing this: you’re looking at a map. You see a little marker, totally pinpointing the Bank Mandiri branch in Sumedang that handles KUR applications. It’s like, super easy to find. [Deskripsi visual lokasi cabang, misalnya: “Terletak di pusat kota, dekat dengan alun-alun, mudah terlihat dari jalan raya.”]

Layanan Online dan Aplikasi Mobile Bank Mandiri untuk Pengajuan KUR

This is where things get really awesome. You don’t even have to leave the house, totally chill vibes.

Layanan online dan aplikasi mobile Bank Mandiri memudahkan pengajuan KUR. Anda dapat mengakses informasi, melakukan simulasi, dan bahkan mengajukan aplikasi secara online. It’s like, super convenient, right? No more lines, no more waiting around. Just pure, unadulterated awesomeness.

Pertanyaan Umum Seputar KUR Bank Mandiri 2024 Sumedang

Yo, peeps! Thinking about applying for a KUR Bank Mandiri loan in Sumedang in 2024? That’s totally rad! This guide will give you the lowdown on everything you need to know, from application to repayment. Let’s dive in and get this bread!

Cara Mengajukan KUR Bank Mandiri 2024 di Sumedang

Applying for a KUR Bank Mandiri loan in Sumedang is, like, super easy. Follow these steps and you’ll be chilling with your loan in no time. It’s all about being prepared, so let’s get organized!

  1. Gather all your documents (more on that later!).
  2. Visit the nearest Bank Mandiri branch in Sumedang. You can find locations on their website.
  3. Fill out the application form. Don’t sweat it, the staff will totally help you out.
  4. Submit your application and documents. Fingers crossed!
  5. Wait for processing. The approval process takes a bit, so chill out and keep your cool.
  6. Once approved, sign the loan agreement. Read it carefully, of course!
  7. Get your funds! Time to make those dreams come true.

Persyaratan Pengajuan KUR Bank Mandiri 2024 di Sumedang

Okay, so you’ll need a few things to apply. It’s not that intense, but it’s important to have everything in order. Think of it as leveling up your application game!

  • KTP (Indonesian Identity Card)
  • KK (Family Card)
  • Proof of business ownership or business license (depending on the type of loan)
  • Financial statements (profit and loss statement, balance sheet)
  • Proof of address
  • Other documents as required by Bank Mandiri. This might vary, so it’s best to check with them directly.

Besaran Plafon KUR Bank Mandiri 2024 di Sumedang

The amount you can borrow (the plafon) varies. It depends on your business and creditworthiness, dude. It’s not a one-size-fits-all thing. But generally, you can expect a range. Think of it like this: the better your business is doing, the more you can borrow.

For example, small businesses might qualify for a smaller loan, while larger, more established businesses could borrow a larger amount. It’s all about making a solid case for your needs.

Suku Bunga KUR Bank Mandiri 2024 di Sumedang

The interest rate is a key factor, right? It’s usually competitive, but it’s always a good idea to check the current rates with Bank Mandiri directly. Things can change, so stay in the loop! They’ll give you the most up-to-date info.

The interest rate will likely be based on factors such as the loan amount, repayment period, and your credit history. So be prepared to discuss your situation with them.

Cara Menghitung Cicilan KUR Bank Mandiri 2024 di Sumedang

Calculating your monthly payments (cicilan) might seem daunting, but it’s actually pretty straightforward. There are online calculators you can use, but here’s a basic formula to get you started. Remember, this is a simplified example; actual calculations might be more complex.

Cicilan = (Pinjaman x (Suku Bunga/12)) / (1 – (1 + (Suku Bunga/12))-Jumlah Bulan)

For example, let’s say you borrow Rp 50,000,000 with an annual interest rate of 6% and a repayment period of 36 months. The calculation would be:

Cicilan = (50,000,000 x (0.06/12)) / (1 – (1 + (0.06/12))-36)

This formula will give you a monthly payment. However, always double-check with Bank Mandiri for the exact calculation using their official tools, because this is just a general example.